Toast the coconut (optional but worth it): Add 2–3 tablespoons of shredded coconut to a dry skillet over medium heat.
Stir constantly for 2–3 minutes until golden and fragrant. Remove from heat and let cool.
Load the blender: Add coconut milk, almond milk, frozen banana, Greek yogurt, shredded coconut (toasted or not), maple syrup, vanilla, chia seeds (if using), and a pinch of sea salt.
Blend until smooth: Start on low and increase speed until creamy. If it’s too thick, add a splash more almond milk.
If it’s too thin, blend in a few ice cubes or more frozen banana.
Taste and adjust: Add more sweetener if you like it sweeter, or a bit more salt to deepen the pie-like flavor.
Serve: Pour into a chilled glass. Top with whipped cream or coconut whip, a sprinkle of toasted coconut, and crushed graham cracker if you want the full pie effect.