Toast the bread until the edges are golden and the center is still a bit tender.
You want structure without turning it into a cracker.
Stir the peanut butter if it’s natural and separated. A quick stir makes spreading easier and avoids oily pockets.
Spread a generous layer of peanut butter on the warm toast. The warmth helps it melt into the bread for that creamy, cozy texture.
Slice the banana into coins about 1/4 inch thick.
Even slices lay nicely and stay put.
Layer the banana over the peanut butter. Overlap the slices slightly so every bite gets banana.
Sprinkle chia seeds evenly across the banana. They’ll add light crunch and a tiny pop.
Finish with extras if you want: a pinch of flaky sea salt to brighten flavors, a drizzle of honey or maple for extra sweetness, and a dusting of cinnamon for warmth.
Optional protein boost: add a few small dollops of Greek yogurt on top, or enjoy a spoonful on the side.
Serve right away while the toast is still a little warm and the peanut butter is soft.